“Can I sue for a hit-and-run truck accident in Indianapolis?” The answer is yes. You can sue if you’ve been injured in a hit-and-run truck accident if the responsible driver can be located.
However, “Can you sue for a hit-and-run accident?” may not be the right question. Your goal shouldn’t necessarily be to file a lawsuit but to receive compensation for your losses. The best way to achieve this goal may be to file a lawsuit, but the first step is to file an insurance claim. If the hit-and-run trucker is found, you can file a claim against the truck driver’s insurance company, and they may offer a settlement to avoid a lawsuit. If they won’t offer a reasonable settlement, that’s when you should sue.
If the at-fault truck driver cannot be identified, you may still have the option of filing an uninsured motorist (UM) claim under your auto insurance policy.
Potential Sources of Compensation After a Hit-and-Run Truck Crash
Can you sue a hit-and-run driver? Yes, but most of the time, you are better off filing a claim against the hit-and-run driver’s insurance company if the trucker can be identified.
There are two potential sources of compensation after a hit-and-run truck crash in Indiana:
- If the police can locate the truck driver, you can file a personal injury claim.
- If the police cannot locate the truck driver, you can file an uninsured motorist (UM) claim if your auto insurance policy includes UM coverage.
Indiana law requires all auto insurers to offer new policyholders uninsured motorist coverage. If you wish to refuse this coverage, you must do so in writing. UM coverage includes:
- $25,000 in bodily injury coverage for one person and $50,000 per accident for injuries caused by uninsured drivers
- $50,000 in bodily injury coverage for injuries caused by underinsured drivers
- $25,000 in property damage coverage
If you file a personal injury lawsuit, you’ll be seeking money from the other driver’s insurance company. If you file a UM claim, you’ll seek compensation from your own insurance company.
Steps to Take After a Hit-and-Run Truck Accident
Here are the steps to take after a hit-and-run accident in Indiana:
- Contact the police and report the accident.
- Give them any information you can about the driver and the truck.
- Take photographs of your injuries and the accident scene.
- Get medical attention for your injuries.
- Contact our Indiana truck accident attorneys.
How Our Indiana Truck Accident Attorneys Can Help You
Our truck accident attorneys can make pursuing a claim much easier and less stressful for you. We are prepared to handle every aspect of the investigation, such as requesting police reports, attempting to find the at-fault driver, and interviewing witnesses. We can also handle all communications with the insurance company – a difficult task you don’t want to deal with while you are trying to recover from your injuries.
Craig, Kelley and Faultless LLC has the resources and the legal experience to pursue the compensation you deserve. Our firm is listed among the American Institute of Personal Injury Attorneys’ 10 Best Law Firms and is a recipient of the Litigator Award.
If you’ve been injured in a hit-and-run crash in Indianapolis, contact us today for a free consultation.
